LENDINVEST PLC

Business strategy

We are making property finance simpler for our customers by using our proprietary technology platform to disrupt one of the few remaining verticals in UK financial services.

Our opportunity

The UK property finance market represents approximately £1.6 trillion of outstanding residential mortgage balances, however the process of applying for a mortgage in all segments remains one of the poorest consumer experiences.

We have built technology to transform the market by making processes easier and more efficient. By digitising mortgages, delivering a better customer experience and driving operational efficiency, we make property finance simple for everyone.

Our marketplace model

Our proprietary technology platform provides our investors with opportunities to gain exposure to the UK property finance market, and is also the gateway for brokers and borrowers to efficiently access our mortgage products

Investors & Financial Partners

We define total capital commited including investing and uninvested amounts as Funds under Management

Funds under Management

£3,606m

as at 31 March 2023

Brokers & borrowers

Once the capital is lent out, we define that as Platform Assets under Management

Platform AuM

£2,587m

as at 31 March 2023

Our technology

Our proprietary loan origination, management and investment software bring simplicity, speed and certainty to both borrowers and investors.

Genesys

From application to completion, our customers are able to submit and manage their mortgage applications using our online loan origination platform, Genesys. Within this platform, brokers are able to manage and review their existing applications, receive instant quotes and terms, and transition between products all with the added benefit of a live dashboard reflecting the status of their case.

Loan engine

Our Loan Engine automates and optimises loan allocation and management - pairing loans with the correct funding source while providing investors and financial partners with the data sets that they require for their ongoing reporting, enhancing customer experience and engagement. This allows all investors, from global institutions to private individuals, to access the loans that we originate and view unrivalled data to make informed decisions about the portfolio of loans that they are invested in.